After a career of 40+ years in commercial banking and mortgage lending, I am proud to say that I have assisted 3 generations of 27 families with their mortgage banking needs whether for new construction, land, or home purchase.
Due to a track record of timely performance and exceeding client expectations, I have built a business based almost exclusively on referrals from past clients and Realtors.
The mortgage lending business is an ever-evolving entity. Not only has the lending process changed, the buyer profile has changed. Income is more diversified; buyers are entrepreneurs with complicated streams of income. There are more aspects to consider, and there are no simple answers. My team is dedicated to investigating every possible avenue to assist today's buyer in getting a mortgage on the home of their dreams. "No" is not an option.
Our in-house underwriting and closing departments allow for more control over the loan process.
Fast pre-qualifications on FHLMC, FNMA, Jumbo, FHA, and VA products
I have referred and worked with Bradley Rife for a number of years now and highly recommend him as a mortgage officer. But Bradley is much more than just another Mortgage Officer -- With his years of experience, he guides clients through their best financing options and is able to anticipate issues that could arise as well as offer solutions to those issues that do arise. His demonstrates a willingness to go above and beyond and therefore -- he is a valued asset to my business. A true professional!
We have established and maintained a great working relationship with Bradley Rife of Hometrust Mortgage for over 16 years now. He was there to assist us with our first home loan and has continued to provide us with guidance and advice ever since. We are proud to say that we were able to pay off our home loan in less than half the length of our original note due his insight and advice. Bradley possesses a rare blend of subject matter expertise and best in class customer service and we could not recommend him any more highly to other potential clients. We are looking forward to doing business again, really soon!
Bradley is great! He arranged a large construction loan for us several years ago, and when construction was complete combined it with an existing mortgage loan into a long term permanent mortgage loan. Recently, he got us approved for another jumbo loan to purchase a new home. Bradley made purchasing our new home as easy as is possible today, and was in constant communication with me. I will always use Bradley and, when possible, refer friends and co-workers to him.
Bradley made the process of buying my first home so simple. Friends had referred me to Bradley, saying that he could make the impossible possible for first-time home buyers. They were right! Bradley got me a great loan and answered all my questions. I have referred many friends to Bradley, as well as using him to refinance my home when interest rates went down. Now I’m starting the process of buying a new home and went straight to Bradley at Hometrust.